The Indian Banking system faces continuous challenges in managing loan defaults, non-performing assets (NPAs), and disputes between lenders and borrowers. To address these issues, legal mechanisms such as the Debt Recovery Tribunal (DRT) and the SARFAESI Act, 2002 play a vital role. Among the lawyers practicing in this specialized field, https://zionvkuem.xzblogs.com/78012391/ajay-gautam-advocate-expert-in-debt-recovery-and-banking-law-in-india