What is a deferred retirement and how does it work for federal employees? A deferred retirement allows you to leave federal service before reaching full retirement eligibility and claim your annuity benefits later. This option is ideal for those who have at least five years of creditable service but aren't ready to retire. Learn the eligibility rules, benefits, and potential drawbacks... https://www.federalpensionadvisors.com/post/fers-deferred-retirement