IRMAA 2026 is more than a Medicare adjustment—it's a warning to plan your finances with precision. Based on 2024 income, IRMAA 2026 charges higher-income individuals more for Medicare Parts B and D. Even one-time income boosts can push you into a higher tier. A key part of retirement strategy now involves managing MAGI. Explore Roth IRAs, tax-free bonds, or staggered withdrawals to st... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets